On November 5, 2011, a 27 year-old pedestrian was struck by a car in a hit-and-run accident as she crossed the street near Scottsdale Fashion Square. The woman sustained serious but not life-threatening injuries. The Scottsdale Police Department is searching for the driver of the silver Honda that hit her.
The police may use eyewitness reports and MVD records to try to locate the car. They may even check the surveillance cameras in that area to see if any of them recorded a silver Honda on the road near the time of the accident. If located, the driver will likely be criminally charged for the accident.
The woman likely did not cause the accident; and therefore she should not be financially responsible for her injuries. The driver likely failed to drive with reasonable care for the circumstances and should be held responsible for the woman’s medical bills, lost wages, and pain and suffering related to the accident. But this woman can’t file a claim against the driver’s insurance company or sue the driver if she doesn’t know who he/she is.
The woman’s only option to pay for her damages is to use her uninsured motorist coverage (UM) on her own vehicle insurance. This coverage pays for your damages when you are injured in an accident with a motorist who doesn’t have insurance. It can also be used to pay for your injuries when the driver who hit you cannot be identified. If the woman doesn’t have UM coverage, she’ll be left paying for her own bills if the police do not find the driver.
If you’ve been the victim of a hit-and-run accident, a personal injury attorney can review your case and your insurance coverage and discuss your options for being compensated for your injuries. If you use your UM coverage to pay for your injuries, your insurance company should not penalize you for using the coverage you purchase for such an instance. Your Arizona accident attorney can advocate for you with your insurance company and the driver’s insurance company to make sure that you are fully compensated for all of your injuries and expenses.
If you have been injured in an automobile accident, contact the Phoenix personal injury lawyers at the personal injury law firm Oracle Law Group today!