According to a recent study, almost a quarter of all Arizona drivers do not carry automobile insurance. The study further noted that there is an increase in the number of people who are either dropping their car insurance or decreasing the amount of insurance they carry. How does this affect you if you are the victim of an automobile accident? It does not have to. By purchasing uninsured and underinsured motorist coverage, you can protect yourself in the event that you are involved in an automobile accident with a person who either does not have insurance or has an insufficient amount of insurance to cover your injuries. Uninsured motorist coverage protects you and the passengers in your vehicle for injuries sustained in an automobile accident involving a driver who has no liability coverage. Underinsured motorist coverage protects you and your passengers for injuries sustained in an automobile accident involving a driver whose insurance is insufficient to cover the injuries of you or your passengers. The cost of both of these types of coverage is relatively small but can make a huge difference in whether you receive adequate compensation for your accident.
If you have questions about your insurance coverage, contact a Phoenix personal injury attorney at the Phoenix law firm Oracle Law Group P.C. today. The accident injury lawyers at Oracle Law Group P.C. can assist you in selecting the appropriate types of insurance coverage so that you are protected prior to needing the insurance. The accident injury lawyers at Oracle Law Group P.C. have nearly twenty years of experience in Arizona personal injury law, and the Phoenix personal injury attorneys at Oracle Law Group P.C. have a significant amount of experience dealing with insurance companies. Call the Phoenix car accident lawyers at the Phoenix law firm Oracle Law Group P.C. today for a free one-on-one evaluation to see how they can help.